LC Loan Compare

Privacy Policy

Introduction

At Tejoy, we place the highest value on the privacy of our visitors and handle all information with transparency and care. This Privacy Policy has been carefully prepared in line with applicable local and international data protection regulations.

We encourage you to read this Privacy Policy thoroughly, as well as the General Terms and Conditions of Use provided in our main menu.

Important: Tejoy will never ask for any type of payment to release a financial product, such as credit cards, financing, or loans. If you receive any such request claiming to represent our platform, please notify us immediately using the contact form available on our site.

Although we strive to keep our information accurate and current, some details may differ from those found on the websites of financial institutions, particularly those we do not partner with. We recommend reviewing the terms and conditions of any financial service provider you choose.

Scope of the Privacy Policy

This Privacy Policy outlines our commitment to responsibly collecting, using, and protecting any personal information shared while interacting with Tejoy’s services.

This applies to all information gathered when you browse our site, engage with content, take part in promotions, or register for specific features.

About Consent

By using Tejoy’s services, you confirm that you have read and agree to this Privacy Policy.

If you do not agree, even partially, with these terms, we recommend that you do not access or use our services.

By visiting the site, you acknowledge and consent to the collection and handling of your data as described in this Privacy Policy and our General Terms and Conditions of Use.

I. Data We Collect

Our main purpose is to improve your experience and only collect the information necessary to provide and enhance our services.

A. Data You Provide Directly

To deliver a more personalized experience, Tejoy may request certain details directly from you, such as your name, email address, and contact information. Sharing this information is voluntary, and we treat it with strict confidentiality.

B. Data Collected Automatically

While you interact with our site, some information may be gathered automatically. This data is non-identifiable and helps us understand site usage and improve user experience.

Examples include:

  • IP address
  • Browser and device type
  • Pages visited
  • Time spent on the site
  • Other interaction metrics

We use standard technologies, including cookies and server logs, to improve functionality and content delivery.

Cookies and Similar Technologies

Tejoy uses cookies to enhance navigation and security. We also partner with third parties (for example, Google) to display relevant ads. These partners may use cookies like DART to serve ads based on your previous visits to other sites.

You can manage or disable cookies in your browser settings. However, turning them off may affect some features.

Web Beacons

To understand user behavior and improve content, we may use web beacons (also known as pixel tags or clear gifs). These help us track site performance and content engagement in a non-intrusive way.

Information from External Sources

Tejoy sometimes links to third-party websites to provide additional resources. Please note that our Privacy Policy does not apply to these external sites. We encourage you to review their policies separately.

Advertising Partners

We support the site through advertising and may receive revenue when users engage with recommended products. Some advertisers, including partners like Google, may collect data such as IP address and location to deliver relevant ads.

While we aim to keep our information accurate, the most current terms and details will always be those provided by our partners or the financial institutions themselves.

Partners’ Privacy Policy

When you click on a link to a third-party site, that site controls any information you provide there. Tejoy is not responsible for data collected by these external sites. For any privacy concerns, please contact the respective site directly.

II. How We Use Your Information

We collect and use information to:

  • Identify and authenticate users.
  • Offer products, services, and content tailored to user interests.
  • Improve our systems and content based on feedback and usage.
  • Resolve issues and respond to inquiries.

You can contact Tejoy anytime to manage or update your information.

III. Sharing of Information

We do not sell your personal data. In certain cases, we may share limited information with trusted partners to help us deliver relevant services or offers.

We may also disclose information when required by law or to protect rights, safety, and property.

IV. Protecting Your Information

Tejoy takes security seriously. We use secure technologies such as encryption, access controls, and trusted databases to protect your information from unauthorized access or misuse.

V. Your Rights

As a user, you have rights regarding your personal information, including:

  • Access and copies of your data.
  • Corrections or updates.
  • Request deletion (subject to legal requirements).
  • Data portability.
  • Restriction or objection to processing.
  • Withdrawal of consent where applicable.

VI. Data Retention

We keep information only as long as necessary to deliver services effectively. If you wish to have your data deleted, you can contact us through our main menu’s contact form.

VII. GDPR and CCPA Compliance

Tejoy complies with the European Union’s GDPR and California’s CCPA, ensuring that all data is handled lawfully, securely, and transparently.

VIII. Minors’ Privacy

We do not intentionally collect personal data from users under 18. If such information is found to be collected inadvertently, it will be deleted promptly. Parents or guardians should contact us if they believe this has occurred.

IX. Updates to This Policy

We may revise this Privacy Policy periodically to improve clarity and security. Changes will take effect immediately upon posting. We encourage visitors to review this page regularly.

X. Contact Information

We value your trust. For any questions, suggestions, or concerns about this Privacy Policy, please contact us using the form provided in our main menu.

Last updated: Aug 25